/* ============================================================
   KHASKARD — статичний сайт ліцензованої фінустанови
   Дизайн: індиго + маджен097 градієнт, преміальна «картка»
   як фірмовий елемент. Без зовнішніх зображень — SVG/CSS.
   ============================================================ */

:root{
  --paper:#F5F4FB;
  --paper-2:#FFFFFF;
  --ink:#171331;
  --mute:#5E5975;
  --line:#E5E2F0;
  --indigo:#4B33C0;      /* основний */
  --indigo-2:#3A2699;    /* hover */
  --indigo-ink:#3E2AA8;  /* текст на світлому */
  --magenta:#C23AD6;     /* акцент (градієнти) */
  --plum:#1D1442;        /* темні панелі */
  --plum-2:#140D31;
  --wash:#ECE8FB;        /* світла заливка */

  --grad:linear-gradient(135deg,#5A34C8,#C23AD6);
  --maxw:1160px;
  --radius:20px;
  --shadow:0 1px 2px rgba(23,19,49,.05), 0 22px 50px -24px rgba(29,20,66,.34);
  --shadow-card:0 30px 60px -18px rgba(75,51,192,.5);

  --font-display:"Golos Text", system-ui, sans-serif;
  --font-body:"Inter", system-ui, -apple-system, sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);font-size:clamp(1rem,.97rem + .2vw,1.075rem);line-height:1.7;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}

h1,h2{font-family:var(--font-display);font-weight:800;line-height:1.06;letter-spacing:-.02em;margin:0}
h1{font-size:clamp(2.4rem,1.5rem + 4.4vw,4.1rem)}
h2{font-size:clamp(1.8rem,1.25rem + 2.4vw,2.7rem)}
h3{font-family:var(--font-display);font-weight:600;font-size:1.14rem;letter-spacing:-.01em;line-height:1.3;margin:0}
p{margin:0}

.container{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:clamp(1.15rem,4vw,2.5rem)}
.section{padding-block:clamp(3.5rem,7vw,6.5rem)}
.section--tight{padding-block:clamp(2.5rem,5vw,4rem)}

.eyebrow{font-family:var(--font-body);font-weight:700;font-size:.76rem;letter-spacing:.15em;text-transform:uppercase;color:var(--indigo-ink);display:inline-flex;align-items:center;gap:.55rem;margin-bottom:1.1rem}
.eyebrow::before{content:"";width:1.6rem;height:2px;background:var(--magenta);border-radius:2px}
.lede{font-size:clamp(1.05rem,1rem + .5vw,1.28rem);color:var(--mute);max-width:52ch}
.mute{color:var(--mute)}
.center{text-align:center;margin-inline:auto}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;font-family:var(--font-body);font-weight:700;font-size:.98rem;padding:.92rem 1.6rem;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:transform .18s ease,background .18s ease,color .18s ease,border-color .18s ease}
.btn--primary{background:var(--indigo);color:#fff}
.btn--primary:hover{background:var(--indigo-2);transform:translateY(-2px)}
.btn--grad{background-image:var(--grad);color:#fff}
.btn--grad:hover{transform:translateY(-2px);filter:brightness(1.05)}
.btn--ghost{background:transparent;color:var(--ink);border-color:rgba(23,19,49,.2)}
.btn--ghost:hover{background:var(--ink);color:#fff;transform:translateY(-2px)}
.btn--light{background:#fff;color:var(--plum)}
.btn--light:hover{transform:translateY(-2px)}
.btn svg{width:1.05em;height:1.05em}

/* trust chips */
.chips{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.8rem}
.chip{display:inline-flex;align-items:center;gap:.45rem;background:var(--paper-2);border:1px solid var(--line);border-radius:999px;padding:.5rem .95rem;font-size:.86rem;font-weight:600;color:var(--ink)}
.chip svg{width:1rem;height:1rem;color:var(--indigo-ink)}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--paper) 88%,transparent);backdrop-filter:saturate(1.3) blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;height:74px}
.brand{display:inline-flex;align-items:center;gap:.6rem;font-family:var(--font-display);font-weight:800;font-size:1.16rem;letter-spacing:.01em}
.brand-mark{width:38px;height:26px;flex:none}
.nav-links{display:flex;align-items:center;gap:1.8rem;list-style:none;margin:0;padding:0}
.nav-links a{font-weight:500;color:var(--mute);position:relative;transition:color .18s ease}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--ink)}
.nav-links a[aria-current="page"]::after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:2px;background:var(--magenta);border-radius:2px}
.nav-cta{display:flex;align-items:center;gap:.8rem}
.nav-toggle{display:none;background:none;border:0;padding:.4rem;cursor:pointer;color:var(--ink)}
.nav-toggle svg{width:26px;height:26px}

/* hero */
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,4vw,3.5rem);align-items:center}
.hero h1{margin-bottom:1.2rem}
.hero .lede{margin-bottom:1.9rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:.85rem}
.hero-panel{background:linear-gradient(165deg,var(--plum),var(--plum-2));border-radius:30px;padding:clamp(2rem,4vw,3rem);position:relative;overflow:hidden;display:grid;place-items:center;min-height:420px}
.hero-panel::before{content:"";position:absolute;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(194,58,214,.32),transparent 60%);top:-90px;right:-80px}
.hero-panel::after{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(90,52,200,.4),transparent 60%);bottom:-80px;left:-60px}

/* credit card */
.ccard{position:relative;z-index:2;width:min(86%,340px);aspect-ratio:1.585;border-radius:20px;background-image:var(--grad);box-shadow:var(--shadow-card);padding:22px 24px;color:#fff;transform:rotate(-5deg);overflow:hidden}
.ccard::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(255,255,255,.22),transparent 40%)}
.ccard .top{display:flex;justify-content:space-between;align-items:flex-start;position:relative;z-index:1}
.ccard .chip-ic{width:42px;height:31px;border-radius:7px;background:linear-gradient(135deg,#ffe6a8,#d9a441)}
.ccard .wave{opacity:.9}
.ccard .num{font-family:var(--font-display);font-weight:600;letter-spacing:.16em;font-size:1.05rem;margin-top:34px;position:relative;z-index:1}
.ccard .row{display:flex;justify-content:space-between;align-items:flex-end;margin-top:14px;position:relative;z-index:1}
.ccard small{font-size:.6rem;opacity:.75;text-transform:uppercase;letter-spacing:.1em;display:block}
.ccard .name{font-family:var(--font-display);font-weight:700;font-size:.95rem;letter-spacing:.06em}
.click-badge{position:absolute;z-index:3;bottom:14%;right:6%;background:#fff;color:var(--indigo-ink);border-radius:999px;padding:.5rem .9rem;font-weight:700;font-size:.85rem;box-shadow:0 14px 26px -10px rgba(0,0,0,.4);display:inline-flex;align-items:center;gap:.4rem;transform:rotate(4deg)}
.click-badge svg{width:1rem;height:1rem}

/* value cards */
.section-head{max-width:60ch;margin-bottom:2.6rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}
.card{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--radius);padding:1.7rem 1.6rem;transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#dcd7ef}
.card-ic{width:50px;height:50px;display:grid;place-items:center;border-radius:14px;background:var(--wash);margin-bottom:1.1rem}
.card-ic svg{width:25px;height:25px;color:var(--indigo-ink)}
.card h3{margin-bottom:.5rem}
.card p{color:var(--mute);font-size:.97rem}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4rem);align-items:center}
.check-list{list-style:none;margin:1.4rem 0 0;padding:0;display:grid;gap:.9rem}
.check-list li{display:flex;gap:.7rem;align-items:flex-start;color:var(--mute)}
.check-list svg{flex:none;width:1.35rem;height:1.35rem;color:var(--indigo-ink);margin-top:.15rem}
.check-list b{color:var(--ink);font-weight:600}
.compare{background:linear-gradient(165deg,var(--plum),var(--plum-2));border-radius:var(--radius);padding:clamp(2rem,4vw,3rem);display:grid;place-items:center;min-height:300px;position:relative;overflow:hidden}
.compare::after{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(194,58,214,.25),transparent 62%);top:-70px;right:-50px}
.compare svg{width:min(82%,340px);position:relative;z-index:1}

/* terms panel */
.terms{background:var(--paper-2);border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}
.terms-grid{display:grid;grid-template-columns:repeat(3,1fr)}
.terms-grid .cell{padding:1.8rem 1.6rem;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.terms-grid .cell:nth-child(3n){border-right:0}
.terms-grid .cell b{font-family:var(--font-display);font-weight:800;font-size:1.7rem;display:block;line-height:1.1;background-image:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.terms-grid .cell span{color:var(--mute);font-size:.92rem}
.terms-foot{padding:1.4rem 1.6rem;display:flex;flex-wrap:wrap;gap:.6rem 1.4rem;align-items:center;justify-content:space-between}
.terms-foot .promo{font-weight:600}
.terms-foot .promo b{color:var(--indigo-ink)}

/* CTA band */
.cta-band{background-image:var(--grad);color:#fff;border-radius:24px;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;top:-90px;right:-60px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.22),transparent 60%)}
.cta-band .container{position:relative;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.6rem;padding-block:clamp(2.2rem,4vw,3.2rem)}
.cta-band h2{color:#fff;max-width:24ch}
.cta-band p{color:rgba(255,255,255,.88);margin-top:.5rem;max-width:44ch}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(2rem,5vw,4rem);align-items:start}
.info-item{display:flex;gap:.9rem;padding-block:1.15rem;border-bottom:1px solid var(--line)}
.info-item:first-of-type{border-top:1px solid var(--line)}
.info-item svg{flex:none;width:1.5rem;height:1.5rem;color:var(--indigo-ink);margin-top:.15rem}
.info-item b{display:block;font-weight:600}
.info-item span{color:var(--mute);font-size:.95rem}
.form{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.5rem,3vw,2.2rem)}
.field{margin-bottom:1.1rem}
.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.4rem}
.field input,.field textarea{width:100%;font:inherit;color:var(--ink);background:var(--paper);border:1.5px solid var(--line);border-radius:12px;padding:.82rem .9rem;transition:border-color .16s,box-shadow .16s}
.field textarea{resize:vertical;min-height:140px}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--indigo);box-shadow:0 0 0 3px rgba(75,51,192,.15)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form .btn{width:100%;margin-top:.4rem}
.form-status{margin-top:1rem;font-size:.95rem;min-height:1.2em}
.form-status.ok{color:var(--indigo-ink)}
.form-status.err{color:#b03a2e}
.cf-turnstile{margin:.2rem 0 1rem}

/* info blocks (terms/target group on contact) */
.blocks{display:grid;gap:1rem;margin-top:1.5rem}
.block{background:var(--paper-2);border:1px solid var(--line);border-radius:16px;padding:1.3rem 1.4rem}
.block h3{margin-bottom:.5rem;font-size:1.02rem}
.block ul{margin:.4rem 0 0;padding-left:1.15rem;color:var(--mute)}
.block li{margin-bottom:.3rem}
.block p{color:var(--mute);font-size:.95rem}

/* prose */
.prose{max-width:74ch}
.prose h2{font-size:clamp(1.25rem,1.1rem + 1vw,1.6rem);margin:2.4rem 0 .8rem;padding-top:1.6rem;border-top:1px solid var(--line)}
.prose h2:first-of-type{border-top:0;padding-top:0;margin-top:1rem}
.prose p{color:#2c2842;margin:0 0 1rem}
.prose ul{margin:0 0 1rem;padding-left:1.2rem;color:#2c2842}
.prose li{margin-bottom:.4rem}
.prose .intro{font-size:1.06rem;color:var(--mute)}
.prose strong{color:var(--ink)}

/* footer */
.site-footer{border-top:1px solid var(--line);background:color-mix(in srgb,var(--paper) 55%,#fff)}
.footer-grid{display:flex;flex-wrap:wrap;justify-content:space-between;gap:2rem;padding-block:3rem 1.5rem}
.footer-grid .brand{margin-bottom:.6rem}
.footer-col h4{font-family:var(--font-body);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--mute);margin:0 0 .8rem}
.footer-col ul{list-style:none;margin:0;padding:0;display:grid;gap:.5rem}
.footer-col a{color:var(--mute);transition:color .16s}
.footer-col a:hover{color:var(--ink)}
.footer-legal{border-top:1px solid var(--line);padding-block:1.2rem;font-size:.8rem;color:var(--mute);line-height:1.6}
.footer-bottom{border-top:1px solid var(--line);padding-block:1.3rem;display:flex;flex-wrap:wrap;justify-content:space-between;gap:.6rem;font-size:.85rem;color:var(--mute)}

/* animation */
@keyframes rise{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}
.rise{animation:rise .7s cubic-bezier(.2,.7,.2,1) both}
.rise.d1{animation-delay:.06s}.rise.d2{animation-delay:.12s}.rise.d3{animation-delay:.18s}

/* responsive */
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr}
  .hero-panel{order:-1;min-height:360px}
  .cards{grid-template-columns:1fr}
  .split,.contact-grid{grid-template-columns:1fr}
  .terms-grid{grid-template-columns:1fr}
  .terms-grid .cell{border-right:0}
  .nav-links,.nav-cta .btn{display:none}
  .nav-toggle{display:inline-flex}
  .nav[data-open="true"] .nav-links{display:flex;position:absolute;left:0;right:0;top:74px;flex-direction:column;gap:0;background:var(--paper);border-bottom:1px solid var(--line);padding:.5rem 0}
  .nav[data-open="true"] .nav-links li{padding:.2rem clamp(1.15rem,4vw,2.5rem)}
  .nav[data-open="true"] .nav-links a{display:block;padding:.6rem 0;color:var(--ink)}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}